EMPLOYEE BENEFITS
Caplan Financial’s commitment to understanding the unique needs and goals of each business sets us apart. Rather than offering generic solutions, we take a personalized approach, delving into the specifics of each company's structure, culture, and financial objectives. By tailoring benefit plans to align seamlessly with the company's overarching strategy, we ensure that every dollar invested in employee benefits yields maximum returns in terms of employee satisfaction, retention, and productivity.
MEDICAL INSURANCE
A health insurance policy determines the types of medical services or benefits you are providing for employees, which doctors they can see, and what hospitals they can visit. Your plan also determines the premium you pay and the cost to employees to access various care and services.
LIFE INSURANCE
Many employees carry a basic term life plan, but it may not be enough to fully provide for their dependents. We offer group and individual life insurance coverage to suit your employees' life stages and evolving needs.
DISABILITY INSURANCE
Many Americans have little to fall back on if a covered injury or illness prevents them from working. Disability Insurance can pay benefits to help them keep the bills covered, so they can focus on getting well and returning to work.
DENTAL INSURANCE
In today’s job market, dental benefits are critical to attracting and retaining top talent. Dental plans cover routine care as well as more expensive dental procedures, reducing employees’ out-of-pocket costs.
VISION INSURANCE
More workers would likely stay with an employer that offered quality vision benefits. Your employees will get great value on their eye care and eyewear, at the time and place that fits their lifestyles and budgets.
ACCIDENT INSURANCE
Accident Insurance can help your employees get back on their feet after an accidental injury. Our plans provide a valuable benefit to help them with expenses not covered by their medical insurance.
CRITICAL ILLNESS INSURANCE
A serious illness often means unexpected expenses that aren’t covered by health insurance. Critical Illness Insurance can help protect employees’ finances, so they can focus on getting back to work.
401K PLANS
Retirement plans help companies recruit good employees and reduce turnover. Employees may be less likely to leave, especially when employers make matching contributions to the 401k plan. It is a highly visible addition to an employee's total compensation and retirement savings.